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News

HousingWire
housingwire.com > videos > the-new-york-sessions-matt-brand-and-jamie-duda-of-flat-branch-home-loans

The New York sessions: Matt Brand and Jamie Duda of Flat Branch Home Loans

19+ hour, 57+ min ago   (154+ words) That foundation shapes how the lender approaches origination, expands its product offerings and evaluates new technology. For mortgage leaders balancing rapid industry change with the fundamentals that built their businesses, Duda and Brand offer a practical perspective on staying agile…...

HousingWire
housingwire.com > housing-market > page > 146

Housing Market News and Commentary

5+ mon, 1+ week ago   (330+ words) EPM has fully shifted to the TPO business after seeing 400%+ growth. Many of EPM's former retail LOs are also on the wholesale side now. Mortgage rates peaked at 7.5% a couple weeks ago and are staying stubbornly high. Rising mortgage rates…...

HousingWire
housingwire.com > articles > imb-mortgage-profits-q2-2026

IMBs lifted profits in Q2 as costs fell and volume rose

18+ hour, 18+ min ago   (620+ words) IMBs and bank mortgage units increased Q2 2026 production profits to $973 per loan and 25 bps, up from $727 and 16 bps in Q1, according to MBA. Lower expenses offset narrower gain-on-sale margins while 85% of firms posted overall profits. AI Summary Independent mortgage banks (IMBs) and…...

HousingWire
housingwire.com > articles > atlas-vms-acquires-first-appraisal-management-texas-appraisal-operations

Atlas VMS buys First Appraisal Management

16+ hour, 41+ min ago   (378+ words) Atlas VMS has acquired Houston-based First Appraisal Management (FAM), expanding the company’s appraisal management footprint and local market coverage across Texas, the company announced Tuesday. The deal brings into Atlas VMS an appraiser-owned residential appraisal management company (AMC) with long-standing…...

HousingWire
housingwire.com > articles > july-permits-up-starts-down

This is why the US doesn’t have a housing shortage

12+ hour, 18+ min ago   (512+ words) July permits improved, but starts dropped sharply, indicating builders are cautious as mortgage rates pressure demand and capital costs. Construction is continuing, yet the data remains consistent with a long period of range bound new home sales rather than a…...

HousingWire
housingwire.com > articles > senior-homeowners-could-benefit-as-multiple-states-put-property-tax-changes-on-the-ballot

Property tax changes up for vote in multiple states

13+ hour, 50+ min ago   (568+ words) Voters in Louisiana, Oklahoma and Florida will consider property tax changes in November that aim to reduce housing costs. Louisiana could expand senior exemptions, Oklahoma would limit taxable value increases, nd Florida could significantly raise homestead exemptions. Supporters cite homeowner…...

HousingWire
housingwire.com > articles > adc-loan-rates-starts-margins

Budget season squeezes private builders on how much risk to carry

13+ hour, 51+ min ago   (1583+ words) July single-family starts fell 9.9% to an 808,000 annual pace, while builders work through inventory and incentives that pressure gross margins. NAHB data shows AD&C credit still tightening, with effective development loan rates rising to 12.59%, and increasing risk for private builders....

HousingWire
housingwire.com > winner-profile > 2026-woman-of-influence-jessica-fister

2026 Woman of Influence: Jessica Fister

1+ mon, 2+ week ago   (298+ words) Jessica Fister is executive vice president of Mortgage Operations at Luminate Bank, where she oversees operational strategy, process management and cross-functional coordination across the mortgage platform. She is recognized for her ability to lead organizations through periods of change while…...

HousingWire
housingwire.com > articles > july-2026-housing-starts-drop-permits-rise

July housing starts fall as both single-family and multifamily slow

15+ hour, 58+ min ago   (441+ words) July 2026 new residential construction data from the Census Bureau shows total housing starts dropped 12.4% from June and 13.5% year over year to a 1.239 million annual pace, with single-family starts down 9.9%. In contrast, building permits rose 5% on the month and 3.1% from a…...

HousingWire
housingwire.com > articles > lennar-mortgage-data-security

Lennar Mortgage discloses data security incident

19+ hour, 35+ min ago   (321+ words) Lennar Mortgage disclosed a data security incident tied to social engineering from May 26 to June 1. Texas AG said 60,526 Texans were affected, and impacted individuals can enroll in 2 years of identity monitoring through Nov. 20, 2026. AI Summary Lennar Mortgage recently disclosed a…...